★ Labor Day Sale Storewide savings + 12 months interest-free financing, through 9/30/26. Shop the Sale →
Labor Day Sale Storewide savings plus 12 months interest-free financing, through 9/30/26. See sale details →

In-House Layaway

Reserve your furniture today and pay over time on your own schedule — no bank or credit check required.

Download Our Contract
1

Choose & Reserve

Pick out your furniture in-store and put down a deposit to start your layaway.

2

Pay Over Time

Make a payment at least once a month, on your own schedule, until your balance is paid in full.

3

Pick It Up

Once your layaway is paid off, bring your receipt in and take your furniture home.

Layaway Terms

12-Month Limit

Layaway cannot exceed 12 months.

No Refunds

All payments and deposits are forfeited if an order is cancelled.

Pickup Notice

You must give a 2-week notice before your merchandise is to be picked up. If you give your notice and fail to pick it up within 2 weeks following the end of your 4-week period, you will be charged a 20% restocking fee.

Monthly Payment

You must pay on your layaway at least once a month. A $10 fee is charged each month to accounts that have not been paid on. Any layaway that goes 5 months without a payment will be cancelled and all payments forfeited.

Swapping Merchandise

You may swap the merchandise on your layaway up until you give your 6-week pickup notice. The total of the items you are swapping to must be equal to or greater than your original ticket total.

Past-Due Layaways

Any layaway not paid out within a year is charged a 20% fee of the ticket total, then a 2% fee every month after until it is paid out.

Warranties & Fit

We honor only factory warranties with factory approval. There are no in-store warranties, and factory warranties do not cover delivery. It is your responsibility to make sure furniture will fit in your home — we are not responsible for items that do not fit.

Agreements

Verbal agreements will not be honored. Any additional agreements between you and your salesperson must be listed on your contract (handwriting will not be accepted).

Questions About Layaway?

Stop by the store or reach out and our team will walk you through the details.

Contact Us